Identity Theft - Identity theft occurs when a criminal uses another person's personal information to take on that person's identity.
Identity theft is much more than misuse of a Social Security number, it can also include credit card and mail fraud.Learn more about
how to
Prevent Identity Theft. Are you already a
victim of identity theft, here's what to do. It is imortant to take immediate action
to protect yourself
The Fair and Accurate Credit Transaction Act - FACTA, was put into law to help prevent identity theft. The
law helps to protect consumers and entitles individuals free access to their credit history.
The Fair and Accurate Credit Transactions Act ensures that all citizens are treated fairly when they apply for a mortgage or other form of credit. FACT Act also entitles all consumers to a free annual credit report to verify it is accurate.