The Fair and Accurate Credit Transactions Act ensures that all citizens are treated fairly when they apply for a mortgage or other
form of credit. FACT Act also entitles all consumers to a free annual credit report to verify it is accurate.
Identity Theft - Identity theft occurs when a criminal uses another person's personal information to take on that person's identity.
Identity theft is much more than misuse of a Social Security number, it can also include credit card and mail fraud.Learn more about
how to Prevent Identity Theft
. Are you already a victim of identity theft
, here's what to do. It is imortant to take immediate action
to protect yourself.
The Fair and Accurate Credit Transaction Act - FACTA, was put into law to help prevent identity theft. The law helps to protect consumers
and entitles individuals free access to their credit history.
c Fact Act