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Identity Theft - Identity theft occurs when a criminal uses another person's personal information to take on that person's identity. Identity theft is much more than misuse of a Social Security number, it can also include credit card and mail fraud.Learn more about how to Prevent Identity Theft. Are you already a victim of identity theft, here's what to do. It is imortant to take immediate action to protect yourself

The Fair and Accurate Credit Transaction Act - FACTA, was put into law to help prevent identity theft. The law helps to protect consumers and entitles individuals free access to their credit history.
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Fair and Accurate Credit Transactions Act
The Fair and Accurate Credit Transactions Act ensures that all citizens are treated fairly when they apply for a mortgage or other form of credit. FACT Act also entitles all consumers to a free annual credit report to verify it is accurate.
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If you are considering a loan or mortgage in the near future get your free credit report first.The FACT ACT helps to protect your identity and allows you a free credit report. Learn more about the FACT ACT - Fair and Accurate Credit Transactions Act
andFair Credit Reporting Act
c2006  Fact Act
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